Who Can We Help?

If you need a mortgage, whatever your circumstances, we will support you every step of the way

We work with clients from all walks of life regardless of income or financial status. They include first-time buyers, existing owners, second home buyers, people relocating, investors, and home builders. What they have in common is they're all seeking the best loan to suit their lifestyle and financial situation. They may have no previous experience of financing a home, or may have been through the process many times before. Either way, they understand that an experienced mortgage consultant has the knowledge and expertise to guide them safely through a loan process that could otherwise be full of pitfalls.

Do you share any of these concerns?

You lead a busy life, time is short. You have many demands on your time; you're feeling stressed and are concerned you won't have the time or energy to focus on a complicated loan process. You would love your loan to be in the hands of an experienced professional whose team will handle all the details for you, and will communicate with you only when necessary.

You're not financially savvy, and you don't want to be. You hate money matters, small print and legalities. You find it all intimidating, and hesitate to call a professional; you're afraid of being uninformed and making mistakes. You just wish someone would take you by the hand and guide you through the process, so you don't have to make important decisions alone.

You have little or no savings. Maybe you've been turned down for a mortgage already. You're looking for a mortgage consultant who is familiar with zero-down loans and who frequently helps people in your situation.

Your credit score is not great. You have the savings and income to qualify for a loan, but your credit score is hurting you. You think there are loans out there for you, but you don't know where to go to find one. You'd like to work with someone who is familiar with credit problems, or who will advise you how you can improve your credit score, so you'll easily qualify for a loan in the future.

You are self-employed. You're viewed as a greater risk and you know you'll have to prove your financial stability. You're willing to do what's required, but you're afraid you'll drown in a sea of paperwork. You need someone who will help you put it all together and make it easy for you.

You don't know who to trust. You've looked around, and are overwhelmed by the large number of Mortgage Lenders who all say they're the cheapest and the best. You're aware a seasoned loan officer will have the experience to tackle your individual situation and ward off potential problems. You'd feel safe with someone who has been in the business for a number of years, who has a proven track record, and whose business is built through referrals from satisfied customers.

You want to build your own home with features unique to your desires. But you don't know where to start.

You may identify with one of these situations, or you may simply be looking for a mortgage consultant who is the best in the field. Someone who will focus on you and your unique financial situation. Someone who has the broad-based experience, knowledge and connections to look at the big picture and determine the right loan for you.

If you work with us, you'll get the smoothest, most enjoyable experience if:

You trust we have your best interest at heart. You know we're professionals and only want the best for our clients.

You allow us to take care of the details. You don't need to be continually in touch with us. You know we will contact you on a frequent basis and when there is something to communicate.

You listen to the information, advice and options we offer, and trust our expertise. You're willing to work with us to obtain the optimal loan for your financial situation and future goals.

You respond to our requests for information in a timely manner, so we can proceed quickly and efficiently with your mortgage.

Next, take a look at how we work with our clients.

If you wish, you can go straight to fill out the secure online form, or give me a call to make an appointment at my office: 503-607-0240.

The Saikkonen Lending Group • 503-607-0240 • BSaikkonen@FCMapproved.com
7320 SW Hunziker Rd #102, Portland, OR 97223


WWW.LENDINGBYBONNIE.COM
Home Page Who We Work With How We Work Our Services About Us Contact Us Online Form	Who Can We Help? If you need a mortgage, whatever your circumstances, we will support you every step of the way We work with clients from all walks of life regardless of income or financial status. They include first-time buyers, existing owners, second home buyers, people relocating, investors, and home builders. What they have in common is they're all seeking the best loan to suit their lifestyle and financial situation. They may have no previous experience of financing a home, or may have been through the process many times before. Either way, they understand that an experienced mortgage consultant has the knowledge and expertise to guide them safely through a loan process that could otherwise be full of pitfalls. Do you share any of these concerns? You lead a busy life, time is short. You have many demands on your time; you're feeling stressed and are concerned you won't have the time or energy to focus on a complicated loan process. You would love your loan to be in the hands of an experienced professional whose team will handle all the details for you, and will communicate with you only when necessary. You're not financially savvy, and you don't want to be. You hate money matters, small print and legalities. You find it all intimidating, and hesitate to call a professional; you're afraid of being uninformed and making mistakes. You just wish someone would take you by the hand and guide you through the process, so you don't have to make important decisions alone. You have little or no savings. Maybe you've been turned down for a mortgage already. You're looking for a mortgage consultant who is familiar with zero-down loans and who frequently helps people in your situation. Your credit score is not great. You have the savings and income to qualify for a loan, but your credit score is hurting you. You think there are loans out there for you, but you don't know where to go to find one. You'd like to work with someone who is familiar with credit problems, or who will advise you how you can improve your credit score, so you'll easily qualify for a loan in the future. You are self-employed. You're viewed as a greater risk and you know you'll have to prove your financial stability. You're willing to do what's required, but you're afraid you'll drown in a sea of paperwork. You need someone who will help you put it all together and make it easy for you. You don't know who to trust. You've looked around, and are overwhelmed by the large number of Mortgage Lenders who all say they're the cheapest and the best. You're aware a seasoned loan officer will have the experience to tackle your individual situation and ward off potential problems. You'd feel safe with someone who has been in the business for a number of years, who has a proven track record, and whose business is built through referrals from satisfied customers. You want to build your own home with features unique to your desires. But you don't know where to start. You may identify with one of these situations, or you may simply be looking for a mortgage consultant who is the best in the field. Someone who will focus on you and your unique financial situation. Someone who has the broad-based experience, knowledge and connections to look at the big picture and determine the right loan for you. If you work with us, you'll get the smoothest, most enjoyable experience if: You trust we have your best interest at heart. You know we're professionals and only want the best for our clients. You allow us to take care of the details. You don't need to be continually in touch with us. You know we will contact you on a frequent basis and when there is something to communicate. You listen to the information, advice and options we offer, and trust our expertise. You're willing to work with us to obtain the optimal loan for your financial situation and future goals. You respond to our requests for information in a timely manner, so we can proceed quickly and efficiently with your mortgage. Next, take a look at how we work with our clients. If you wish, you can go straight to fill out the secure online form, or give me a call to make an appointment at my office: 503-607-0240. Home Page \| About Us \| Contact Us \| Online Form Who We Work With \| How We Work \| Our Services The Saikkonen Lending Group • 503-607-0240 • BSaikkonen@FCMapproved.com 7320 SW Hunziker Rd #102, Portland, OR 97223
WWW.LENDINGBYBONNIE.COM